Where Are You Now?

Before you can move forward, it’s important to know where you’re starting from.

Defining your current financial situation — honestly and without judgment — is the first and most important step on this journey.

🟠 Maybe you’re new in the U.S. and still trying to understand how money works here.
🔵 Or maybe you’ve been here for a while, but things feel disorganized, and you’re not sure where your money is going.

Either way, now is the perfect time to pause, reflect, and reset. Your financial life deserves clarity — no matter what stage you’re in.

We know you came here with goals and dreams — we did too. But even the best plans need direction. This step is about getting real with yourself, recognizing what’s working, what’s not, and where you want to go from here.

💭 Ask Yourself:

1. Do I know how much money I spend each week?
   If not, start tracking your weekly expenses — even with pen and paper.

2. Do I already have a bank account?
   If you’re still using only cash, this is the first thing to fix.

3. Do I have a budget based on how much I earn?
   A simple budget can help you stop living paycheck to paycheck.

4. Should I already be saving money?
   Even $5 a week is a start. Saving is more about consistency than quantity.

5. What are my short-term goals (next 6 months)?
   Is it paying off a debt, buying a car, or sending money home regularly?

No matter your answers, this guide is here to help you take control.
👉 Go to Step 2: Get Your First Bank Account