Ready to Take Control of Your Money?
Whether you’re starting fresh or trying to get back on track, this guide will help you take your first steps toward a better financial future — one step at a time.
Welcome to Your Financial Starting Point
We’re here to help you look at your money from different angles: from paying off debt in smarter ways (and avoiding unnecessary taxes), to understanding why building a strong credit history matters. This guide is designed to support you, whether you’re just getting started or you’re ready to take your next step forward.
What to Expect
This is a step-by-step guide you can follow in order — or jump straight to the topic you need most right now. Use it at your own pace, depending on where you are in your financial journey.
Each of our coin characters will guide you through different areas of personal finance, helping you make smarter decisions along the way.
First steps
Meet Your Guides
Dimey
Finds useful apps, documents, and shortcuts to make your financial life easier — from sending money abroad to scanning pay stubs and more.
Penny
Here to break down the basics: what’s a W-2, how to get an ITIN, and other essential info every immigrant needs to understand the U.S. financial system
Quarterly
Is here to guide you through the basics — from opening your first bank account to understanding your paycheck. Simple, clear, and perfect for getting started.
Hal
Helps you take things to the next level: learn how to manage your budget, build credit, and avoid common money traps.
Don Dollar
Is all about long-term thinking. Save, invest, and plan for your future like a pro — even if you’re starting small.
Each of our coin guides has a unique way to support you.
Ready to meet the full team and see who’s right for your next step?